Back to the library

Article 8 · Tax Planning & Depreciation

Tax Optimization — The Power of Cost Segregation and 15-Year Land Improvements

A large share of a park's purchase price is 15-year land improvement property, not 27.5-year building.

1. Vertical Buildings vs. 15-Year Land Improvements

In apartments, the building depreciates on a 27.5-year straight-line schedule and land cannot be depreciated at all. In a mobile home park, a large percentage of the purchase price is allocated to 15-year land improvements:

  • Asphalt roads, concrete curbs, and resident parking pads.
  • Underground water distribution pipes and sewer mains.
  • Electrical pedestals, transformers, and streetlight poles.
  • Stormwater retention ponds, perimeter fencing, and entrance signage.

2. Accelerated Cash Flow Sheltering

An engineered cost segregation study accelerates depreciation on those 15-year assets into early ownership years, generating non-cash paper losses that shelter operating cash flow and other passive income.

Key Takeaway

Accelerated depreciation on land improvements makes mobile home parks one of the most tax-efficient cash flow vehicles in commercial real estate.

Want these delivered in order?

Subscribe to The MHP Capital Digest and receive the full library, edition by edition.